Privacy policy.
How we collect, use and protect personal data in accordance with the Swiss Federal Act on Data Protection (FADP / nDSG).
Effective date: 1 September 2026
01Data Controller
The controller responsible for processing personal data on this website is First Horizon Investment and Loan Group, Cours des Bastions 13, 1205 Genève, Switzerland. Email: [email protected]. Telephone: +41 22 123 45 67 89.
02Data Collected
We process the following categories of personal data:
- Identification and contact data (name, company, email address, telephone number)
- Corporate and financial information submitted through our loan request and investor onboarding forms
- Documents voluntarily uploaded, such as financial statements (stored with metadata removed)
- Technical data (IP address, browser type, access times) required for security and rate limiting
- Cookie preferences stored locally in your browser
03Purpose of Processing
- Responding to enquiries and assessing financing or investment requests
- Performing AML/KYC due diligence required by Swiss law
- Protecting our website against abuse, fraud and security threats
- Complying with legal, regulatory and record-keeping obligations
04Legal Basis
We process personal data on the basis of pre-contractual and contractual necessity, compliance with legal obligations (in particular AMLA and FinSA), our overriding legitimate interests in operating a secure website, and, where applicable, your consent (Art. 31 FADP). Where the EU GDPR applies, the corresponding bases under Art. 6(1)(a), (b), (c) and (f) GDPR apply.
05Data Retention
General enquiries are retained for up to 24 months. Data relating to financing or investment relationships is retained for 10 years after the end of the relationship, in line with Swiss commercial and anti-money laundering record-keeping requirements. Unsuccessful applications are deleted after 24 months unless a longer retention is legally required.
06International Transfers
Data is primarily processed in Switzerland. Where service providers process data outside Switzerland, transfers occur only to countries with adequate data protection recognised by the Federal Council, or on the basis of Standard Contractual Clauses adapted to Swiss law.
07Your Rights
Subject to applicable law, you have the right to:
- Request access to your personal data and information about its processing
- Request rectification of inaccurate data
- Request deletion or restriction of processing
- Receive your data in a portable format
- Object to processing and withdraw consent at any time
- Lodge a complaint with the Federal Data Protection and Information Commissioner (FDPIC)
08Contact the Data Protection Officer
For any data protection request, please contact our Data Protection Officer at Cours des Bastions 13, 1205 Genève, Switzerland, or by email at [email protected] with the subject line "Data Protection". We respond to requests within 30 days.
